It takes more than just knowing the source to fix credit. We do our research.

As a credit repair agency, one of our main goals is to help consumers fix their credit. To do this, we conduct extensive research on the latest credit repair techniques and strategies. This includes studying the laws and regulations related to credit reporting, as well as staying up to date on the practices of the major credit reporting agencies.

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One important aspect of our research is understanding the Fair Credit Reporting Act (FCRA), which regulates the accuracy and fairness of credit reporting. The FCRA gives consumers the right to dispute inaccurate or incomplete information on their credit reports, and we use this knowledge to help our clients challenge any errors on their reports.

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Another important aspect of our research is staying up to date on the latest credit scoring models, such as FICO and VantageScore. We study these models in detail to understand how they calculate a person's credit score and what factors are taken into account. This knowledge allows us to identify potential issues that may be dragging down our clients' scores and develop strategies to address them.

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We also research on strategies to improve credit score like paying down debt, which is one of the most effective ways to improve a credit score. It's about understanding the balance between credit card balances, loan payments and credit history.

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Additionally, we research on other alternatives to improve score such as secured credit cards, credit builder loans and credit counseling services which can help clients to rebuild their credit over time.

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At our credit repair agency, we are committed to staying informed about the latest trends and developments in the world of credit repair. This research allows us to provide our clients with the best possible service and advice as they work to improve their credit scores.

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